The 445 area code is the newest overlay serving Philadelphia, Pennsylvania, layered over the 215 and 267 codes. Introduced in 2018 to supply fresh numbers for the city, 445 covers the same territory as 215 and 267. If a 445 number has appeared on your caller ID, this guide explains where it comes from, how to dial it, and how to stay safe from spoofed calls.

Quick Summary: Area Code 445 at a Glance

DetailInformation
Area Code445
StatePennsylvania (PA)
Major CitiesPhiladelphia
Time ZoneEastern Time (ET)
Country Code+1 (USA)
Overlay Codes215, 267 (co-located)

Geographic Coverage & Major Cities

Area code 445 covers the City and County of Philadelphia. Because it is an overlay, it shares the identical footprint of the 215 and 267 codes rather than covering a separate zone.

  • Center City – Philadelphia’s downtown core
  • South, North & West Philadelphia – the city’s major residential districts
  • Northeast Philadelphia – the city’s largest section by population
  • University City & Germantown – academic and historic neighborhoods

As the newest Philadelphia code, 445 numbers are assigned to lines set up most recently, after the 215 and 267 supplies grew tight. Because the three codes share the same area, next-door neighbors may easily have 215, 267, and 445 numbers, so the prefix alone tells you nothing about exactly where in the city a caller is.

A Brief History of Area Code 445

Area code 445 was activated in 2018 as the third all-services overlay on the Philadelphia region, joining 215 (1947) and 267 (1997). An overlay adds a new area code across the same geographic area without changing existing numbers, which is why Philadelphia uses mandatory 10-digit dialing.

Time Zone & Best Time to Call

Numbers in the 445 area code use Eastern Time (ET). The region observes Daylight Saving Time, shifting from EST (UTC-5) to EDT (UTC-4) between March and November each year.

Best time to call: Standard business hours run 9:00 AM to 5:00 PM Eastern, Monday through Friday. Eastern Time matches New York and is three hours ahead of the West Coast, so late morning is usually a safe window from either coast.

How to Dial Phone Numbers in Area Code 445

Because 445 shares its region under an overlay, the area requires 10-digit dialing on every call.

Calling within the United States or Canada

  • 10-digit dialing: Include the area code – 445-XXX-XXXX.
  • 11-digit dialing: You can also dial 1-445-XXX-XXXX; the leading 1 is the NANP country code.

Calling from outside the United States

  • Format: [exit code] + 1 + 445 + XXX + XXXX
  • From the UK, Europe, or most of Asia/Africa: 00 1 445 XXX XXXX
  • From any mobile phone worldwide: +1 445 XXX XXXX

Is Area Code 445 a Scam? Safety & Protection Tips

Area code 445 is a legitimate Pennsylvania area code – a call from it is not fraudulent by default. However, scammers frequently spoof local codes like 445, faking the caller ID so their number appears to come from a trusted local line. Neighbor spoofing, which mimics the first six digits of your own number, is especially common.

Common scam tactics linked to this region

Scam typeWhat to watch for
Government impersonationCallers posing as the IRS or SSA threatening arrest or fines
Bank & card fraud alertsClaims of suspicious activity seeking your account details
Utility shut-off threatsFake PECO disconnection demands
Package delivery scamsFake texts or calls about a failed delivery with a bad link

How to report, block, and look up 445 callers

  1. Never share personal or financial details with an unexpected caller, however urgent they sound.
  2. Block the number using your phone’s built-in call-blocking feature or a reputable call-screening app.
  3. Look up the number with a trusted reverse phone lookup before returning any call.
  4. Report it to the FTC at reportfraud.ftc.gov and register at DoNotCall.gov.
Red flag: A genuine agency or bank will never demand immediate payment by gift card, wire transfer, or cryptocurrency. Hang up and call back using an official number you find yourself.

Nearby & Related Area Codes in Pennsylvania

Area code 445 shares and borders several other Pennsylvania codes:

  • 215 & 267 – the established Philadelphia codes that 445 overlays (see our 215 area code guide)
  • 610 & 484 – the Philadelphia suburbs (see our 610 area code guide)
  • 717 & 223 – the Harrisburg and Lancaster area to the west (see our 717 area code guide)
  • 570 & 272 – northeastern Pennsylvania (see our 570 area code guide)

Explore more codes across the state on our Pennsylvania area codes hub, or browse every prefix in our US area codes directory.

↑ See the complete list of All US Area Codes by State – every area code across all 50 states in one directory.

Explore Neighboring States

Researching area codes just across the state line? Start with these codes in the states that border Pennsylvania:

Frequently Asked Questions About Area Code 445

Where is the 445 area code located?

Area code 445 covers the City of Philadelphia, Pennsylvania, as the newest overlay of the 215 and 267 codes. It operates on Eastern Time.

What is the difference between 445, 215, and 267?

There is no geographic difference. 445 overlays the same Philadelphia territory; it was added in 2018 simply to supply more phone numbers.

Is 445 a landline or cell phone area code?

Both. Area code 445 serves landlines, mobile phones, and VoIP numbers throughout Philadelphia.

Should I answer a call from an unknown 445 number?

If you are not expecting the call, let it go to voicemail. Legitimate callers leave a message, while spoofed or robocall numbers usually will not. Verify any unfamiliar number with a reverse lookup before calling back.

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